4th Quarter Rotating Bonus Categories for 2017 | Chase Freedom, Discover It, & Citi Dividend

Hi there, it’s Ernest from Trip Astute.
In this video, we’re reviewing the new quarterly bonus categories for the Chase
Freedom, Discover It, and Citi Dividend card. (light chiming music) It’s hard to believe that we’re at
the end of the third quarter for 2017. A new quarter means that we
have new bonus categories for our rotating bonus credit cards, specifically
the Chase Freedom, Discover It, and Citi Dividend card. I’ll go through each one
and share the new bonus categories. Before we go through each card, I want to
let you know that we put together a wallet size cheat sheet that you can
download for free from our website. If you’re like me and you can’t remember the
categories, this should be really helpful. I’ll include a link in the video
description below. For the Chase Freedom card, we’re ending the third quarter
bonus categories of restaurants and movie theaters. Starting October 1st
until the end of December, you’ll earn 5% on purchases from Walmart and department
stores. Walmart charges include those from Supercenters, Walmart Neighborhood
Markets, Walmart.com, and Walmart-branded gas stations operated by Walmart. For
department stores, stores listed that qualify for the bonus include: JCPenney,
Kohl’s, Macy’s, Nordstrom, and Nordstrom Rack. To be honest, I’m a little
disappointed with Chase’s fourth-quarter bonus category. In the past couple years,
Chase has offered Amazon and other department stores as their bonus
category, which was much more useful and valuable to me. For the Discover card,
were also ending the third quarter bonus category of restaurants and entering the
fourth quarter on October 1st with a 5% bonus category of Amazon.com and Target.
This actually works great for me as I’ll likely do most of my holiday shopping
either at Amazon or at Target. Lastly, Citi Dividend users are ending the third
quarter bonus category of Hilton and airline purchases, and starting October
1st, will be receiving 5% at Best Buy and department stores. Citi defines
“department stores” as larger merchants that sell
a general line of apparel, home furnishings, furniture, electronics,
cosmetics, housewares, and major appliances. In general, these stores have
several departments that usually have a separate checkout counter. I would assume
that these are very similar to Chase’s definition. Make sure you log in and
activate the bonus for these cards. While you can wait until December 14th to
activate your Chase Freedom bonus category since Chase will award the
points retroactively, you’re better off doing it now before you forget.
Unfortunately, Discover and Citi won’t award you a bonus until you activate it,
so do it now before you miss out. I’ve included links to these cards below in
case you’re interested in applying. As of September 2017, the Chase Freedom is
offering a $150 bonus opening and Discover is
offering a $50 cashback bonus with a cashback match for the entire
year, so it’s pretty lucrative. Also, in case you’re wondering about the Citi
Dividend card, it’s no longer available for new applicants. Just a reminder
too that Trip Astute does get a percentage if you use our links. It
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5 thoughts on “4th Quarter Rotating Bonus Categories for 2017 | Chase Freedom, Discover It, & Citi Dividend

  • Ernest … you are "Awesome" always providing such valuable content !!! Your channel is #1 in my eyes keep these great reviews coming 🙂 

    Jose P.

  • I reached my 3rd Qtr bonus with the Freedom. Now, it's time to get this 4th quarter bonus! I'm not a huge fan of walmart but there's one within walking distance to me and a mall with department stores so that's how my mind will work. I'll plan my holiday shopping around department stores! 🙂 And maybe walmart….ugh. LOL

  • sears also qualify's , Lord And Taylor. Citi may not no how to categorize but a department store is a retail store that has cash registers in different departments. like when you go into a best buy , pc Richard, Walmart , gap , J crew all the cash registers are in one place . but when you go into sears Lord And Taylor there are registers in the cosmetics , men's store , home area. I heard . that the Dividend has become the double cash card.

    so you mentioned that you will be doing your holiday shopping at amazon and target. I have some items that I will be buying at Target But the bulk of my shopping will be done at the Mall Garden state plaza or Paramus park.

    2 questions

    1. will you be eating out while shopping and do you have any restaurant gift cards from your purchases in the third quarter or from your cash back rewards or will you just use a credit card to pay the bill? Holiday shopping is what i'm referring to.
    2. are you buying any music like cd's , cassettes or vinyl for your holiday shopping?

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