Freedom Unlimited


Researching the chase freedom unlimited
card? Duane here with how to build credit TV and in this video I’m gonna be
talking about the chase freedom unlimited card and more importantly if
the chase freedom unlimited card is right for you. But before we get started
I have a quick message. once again my name is Duane with how
to build credit TV. This channel offers 100% free information about how to build
credit, how to get cash back actual cash money from using credit cards, as well as
credit card reviews. We also talk about everything you need to know about credit.
Whether you’re looking to establish credit, build credit, rebuild credit or
learn more about the FICO score and how it is comprised so you can increase your
credit score. If this sounds like something which you’re interested be
sure to subscribe to our channel and click the notification bells so you
don’t miss a thing. Okay so you’re researching the chase freedom unlimited
card. This is a card that I actually used to have it’s a great card. The only
reason why I don’t have it anymore is because I just went to a different card
which is the chase freedom card. However we’ll talk in this video more
about if this card is right for you the chase freedom unlimited card.
Okay so right out the gate the chase freedom unlimited card does not have a
annual fee and this is actually important to me because I actually use
credit cards that don’t have an annual fee. The only reason for me to ever use a
credit card that has an annual fee is if the perks outweigh the annual fee or
offsets the annual fee. So with that being said the chase freedom unlimited
card does not have an annual fee. Okay what I’m gonna do right now actually for
all the visual learners watching this video is I’m gonna go ahead and jump on
over to my laptop and go to the chase website so we can have a closer look at
the chase freedom unlimited card and what it has to offer. Okay so we’re at
the chase website and I’m just gonna go ahead and click on learn more here
regarding the credit cards and okay cool. So it brings me right here to the credit
card page and there’s a bunch of credit cards that Chase offers so the first one
here is the chase freedom unlimited credit card and I’m gonna go ahead and
click on that to learn more information about that so you guys can see what they
have to offer in more details. Alright here we go so it’s pulling it up. Alright
so as you can see here at a glance on the left hand side it says earn
unlimited cashback earn unlimited 1.5 cash back on every purchase. It’s
automatic no minimum to redeem for cashback. So that means that you don’t
need to have a minimum amount of points in order for you to redeem the cash back
and the cool thing about the cashback with chase is you can actually use it towards
travel. If you have another Chase credit card like the Chase Sapphire Preferred
or the Chase Sapphire Reserve credit card. You can transfer those points and
use it over there or if you want if you have a chase account you can actually
transfer the money directly into your checking account which is what I did
when I got this card initially. I had to chase freedom unlimited card for a while
and I worked it but anyway let’s get back to this. So as you can see on the
right hand side it says $150 bonus after you spend $500 on purchases in your
first three months from opening the account. This parts also cool I
absolutely did that that was easy to do. It’s an easy spending requirement to
meet $500 in three months is easy. All you have to do is you know pay your cell
phone bill, pay your electricity bill, pay your car insurance, pay your cable bill,
pay your internet bill. Okay right there alone you’re certainly more than halfway
along the way of meeting the $500 that you need to meet in order to get the one
has a $150 bonus. Also if you add a authorized user to your card within the
first three months and they make a purchase and the purchase could be for
one cent or one dollar or whatever. You just add an authorized user to your
account which is free to do there’s no extra cost so you can add your
significant other add a brother add a aunt add whomever you absolutely get 25 extra
dollars. Sso you have the opportunity to get a hundred and seventy-five dollars
cash back bonus with this card and that’s just spending the $500 in the
first three months and adding your first authorized user which is free to do. So
once again there’s no annual fee and then there’s a low interest there’s a
little intro of APR right so it says 0% intro APR for 15 months from opening the
account on purchases and balance transfers and then after that it’s
16.49 percent to 25.24 percent
variable APR so and then they talk about a fee for the balance transfer the fee is
five percent of the amount transferred with a minimum of five dollars. So once again
this credit card the chase freedom unlimited freedom credit card is pretty
straightforward. It’s just a flat 1.5% on all of your purchases so you don’t have
to worry about categories or keeping up with anything okay if you just want to
keep it really simple and just get a 1.5 cash back on all your
purchase. This credit card is a great credit card for that. Okay so be sure to
if you’re interested in this card go ahead and get it I think it’s a winner. I
had it for a while and after getting the discover it secured card and I was I
transferred that and I started to get 5% cash back. I was like man 5% cash back is
a pretty good deal so I ended up getting the Chase Freedom Card because it offers
5% on certain categories so once again if you’re interested in the chase freedom
unlimited credit card I would certainly get it. It’s easy to do it’s
easy to meet the spending requirement of $500 and you’ll get that $150 cash back
and when you add a authorized user you get an additional $25. Okay thank you for
watching this video I’ll see you guys back in just one second. Once again this
channel is all about everything you need to know about credit whether you’re
looking to establish credit, build credit, rebuild credit or learn more
about the FICO score and how that is comprised so you can increase your
credit score. If this sounds like something that can be useful to you be
sure to subscribe to our channel and click that notification bell. Thank you
again for watching if you have any questions leave them in the comment
below. Share this video with somebody that you think might find it useful. Once
again thank you for watching until next time take care and be blessed. Peace!

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