Guide To Chase Ultimate Reward Points & Credit Cards


– Brian’s in charge of
the credit card family. He knows what he’s doing. I trust him. Hello, my friends, I’m Julian Kheel, The Points Guys’ credit card godfather. I’m here today to tell you the best way to earn your credit card travel rewards. I’m gonna do you this favor, and then later down the line
I’ll ask you for a favor which I expect to be done. So, let’s do it. (Italian music) Chase Ultimate Rewards is
one of the most popular credit card rewards programs out there. Why? Well, points are easy to earn, they’re easy to use, and the
system is simple to understand. That’s why we recommend
Chase Ultimate Rewards for people just starting
out in travel rewards. First, how do you earn Chase
Ultimate Rewards points? Well, there are seven
total Chase credit cards that work under this system, four personal, and three business. The four personal cards are
the Chase Sapphire Reserve, the Chase Sapphire Preferred,
the Chase Freedom Unlimited, and the Chase Freedom. Then there are three business cards, Ink Business Preferred, Ink Business Cash, and Ink Business Unlimited. Now, once you’ve earned your
Chase Ultimate Rewards points, there are two ways to redeem them. The first is through
the Chase travel portal. The advantage of redeeming
through the travel portal, is you don’t have to worry about availability or blackout dates. You can get any flight or hotel you want that’s available for cash. The downside is, you’ll be
locked into a fixed value of one to one and a half cents per point, no matter what you’re redeeming for. The second way to redeem
Ultimate Rewards points, is by transferring them to Chase’s airline and hotel partners. Now the advantage of this, is that you can really get
maximum value for your points. Two cents a point, three, four, five, or even ten cents per point
on the right redemption. The downside, is you’ll have
to find reward availability on the airline or hotel that
you’re trying to redeem for. Now, transfer partners
can get a little tricky. So, if you’re just starting out, make sure you do your homework, and learn more about them
by reading our guides at thepointsguy.com. So, if you’re just starting out, should you earn Chase
Ultimate Rewards points? I think it’s a really great program, I have four Chase cards myself. It’s just got a really nice balance of solid transfer partners, and the ease of redeeming
through the Chase travel portal. No program is perfect, but this is a really
good one to start with. If you want to learn more
about points and miles, and how to travel the world for free, make sure you subscribe
to our YouTube channel, and check us out at thepointsguy.com.

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