It’s the New Year. Are you looking to improve your financial situation? One small step is all it takes to get started. That step could mean that you’re mortgage-free in 10 years. Get the 10 & Done Home Loan from Community First right now. With a rate as low as 3.25% APR locked in for 10 years. No closing costs. Plus, quick and local loan approval. At Community First Credit Union, we take the time to understand your goals and dreams. And then we find a way to make them happen. That’s what happens when you own your own financial. You earn more, save more, and can do more. You could refinance your existing home and save a lot of money with a rate as low as 3.25% APR locked in for 10 years. Get the 10 & Done Home Loan with no closing costs. Stop by Community First Credit Union and together we’ll find a way. $20,000 minimum new money and checking with direct deposit required for best rate. Equal housing opportunity lender. See communityfirstcu.com for details.