What It Takes To Live A Financial Freedom Type Of Life! IT WORKS!

share with you today Friday on how you
can have a financial freedom life it takes just a few big steps and turn it
will turn into baby steps and you won’t believe the difference that it makes come back everyone I’m going to share
with you today about financial freedom and how you can gain it and how you can
achieve it it’s very simple but it can be profound in your life financial
freedom means about getting out of debt as much as you possibly can
so what I do is we were in debt the first thing we did is we took our
smallest debt that we had and we worked on paying that off so the smallest debt
that you had let’s say you had a debt a car loan for $3,000 put all of your
money towards that and pay off that car loan then what money you use to pay off
your car loan you in turn put that into a credit card debt debt is something
that is like a noose around your neck even the Bible talks about having debt
and how debt can be such a hard part of your life but what else can you do
let’s get finding out well everyone the first steps in financial freedom are
reducing your debt and then it’s so simple from there so it is recycle reuse
and repurpose so if you’re not going to be so if you’re going to be paying off
your debt that means you’re gonna have to have money and in order to have money
that means you have to save your penny a penny saved is a penny earned and so how
do you save your pennies even in 2019 pennies do add up so many times people
say oh it’s $5 here and it’s $2 there it does make a huge difference so I’m going
to share with you step 1 pay off your debts step 2 repurpose you’re seeing me
in my canning garage I have not been out of here a whole lot filming simply
because we’ve had a extremely hot summer but in the fall you’re gonna see me out
here a whole lot more and I’m gonna be sharing with you my canning garage as
you know I took a garage that was full of junk got rid of it and I use this
into a little outside kitchen what do we do we repurpose keep all of your jars
these are pickle jars I actually can in these if you didn’t can that’s fine
use them for other things why buy plastic containers to store your food in
at the Dollar Tree even though it’s cheap it’s still a dollar take some jars
of food that you bought save your jars what did Graham will do so what we have
to do is we have to change a train of thought a train of thought is we live in
the modern world let’s be modern but living in the modern world means that
you’re spending more so we have to train our thoughts back to the early 1900s
nineteen fifty four times when ground won’t would take her jars and she would
save them I have been known to stop along the street when I see something
out for free and I grab it I understand some of you live in communities where
you don’t see that a whole lot but here in where I live I get to see it a lot a
lot so it’s really exciting for me also don’t be afraid to put a free
advertisement in your local newspaper I’ve done that many times for garden
seeds or just in general things that I may need it is really amazing how on
Facebook hey Facebook go ahead and say what you need hey does anybody have an
extra large kettle like this candy kettle they could give or loan you would
be surprised don’t buy it new unless you have to
and when you do buy it new think about it first before you click on that button
how I bind things on the Internet can be so much fun too much fun it’s so simple
to look on something and click that button and it’s yours but then you have
to pay for it I don’t use a credit card so I don’t have a credit card to use and
so when I got out of that credit cards were bye-bye now we have one that we
keep in our safe and when we go on vacation like to the mountains or
something it would happen we do have it and use for that way but we don’t use it
for any any items that we mean so here’s my cannon garage 99% of it was things
that were given and things that I found for free and you would be surprised what
you can find is if you have the eyes and you look for it so that’s that is
suggestion number one we use repurpose and recycle no in
America people throw away over 50% of the food do they buy each week food
waste so case in point I had this zucchini and the zucchini was half of it
wasn’t very good I was going to throw the whole thing away but I cut into it
and realized the second part was perfect and fine I can make a huge dent and
paying off your debt who wouldn’t be spending so much money
on food you could take that money and roll it into your dad it circle goes
around and around really it does I know that everybody’s able to glean the kind
of food that I do and it’s been a real blessing I only found out about a couple
weeks ago but did you know a lot of people in my channel have gone to the
food pantries and food banks and asked them hey what do you do with your
leftover produce do you throw it away and I know three of you actually are
gleaning produce imagine that so it all depends on where you are and all depends
on your living situation but for me canning has been amazing
a lot of you asked me about my canning and say well to buy the jars it’s
expensive to buy the lids it’s expensive but for me it’s not and let me tell you
some tips in the beginning of my canning I went to garage sales every single
weekend now I went to garage sales that were very close to my home I don’t go
driving 20 miles away also I had a note and I would give it out to everyone I
knew that garage sale and I said if you can find jars for this price could you
get them for me I’ve been very blessed I’ve had
different occasions where my son in law’s mom found jars for me and that was
a blessing also found a lot of jars for free Craigslist in places like that you
have to be very careful but you can find things I also reuse jars which a lot of
people don’t do but I reuse jars that I find at the grocery store my thrift
store has jars very reasonably priced and every once in a while they have
off sale I clean out what they have I’m still getting jars and using jars to
this day because I’m able once a month to glean large quantities of food I am
able to can that so I’m always getting jars my food isn’t just hoarding from me
we live off of my food plus I give it to my children
and I had my food here if someone would need it my food is something that I
cherish canning I enjoy it it brings back the memories of Grandma fanny and
so canning has been a big thing for me also tractor supply in our area has
other canning supplies 50% off at the end of the season some people in
Oklahoma told me that their Walmart also has jars and lids on sale in fact a dear
friend of mine told me she got lids for a dollar a box when they were on
clearance sale you just have to really look and when you find it
you got to buy a lot of it about a year of lids that I always keep stored up you
know it’s all about what is your priority in life and so if mine is food
and mine is saving food and now I won’t have to go to the grocery store at all
hmm now I just got to find a way to get some milk but this is one way that I
have really had gained financial freedom and that is gleaning food and growing my
own food back in 2007 we were over $300,000 in debt and I share with you in
practical ways in over a thousand videos how we got out of debt and how we had
financial freedom but the key is to learn by your mistakes by your mistakes
in other words you don’t make the same mistakes twice
and we haven’t we don’t use the credit card and we don’t buy things that we
can’t afford and we don’t buy much of anything and I would be honest with you
it is a sacrifice you have to change your mindset it was very hard for me the
first month was almost impossible the second month I got a little better the
third month was a little bit better and then if
fourth month it got really bad again and to wean yourself off of the modern way
of thinking oh it’s old and it’s yucky get a new one but soon it becomes your
lifestyle and you’re never too old to learn these things you know maybe you’re
not in debt but you’re 65 years and older and you’re realizing that your
money it’s not going very far a lot of my people that watch my videos
are 65 years in order and living on Social Security but living on Social
Security means that you go without I understand that younger than you all but
I do understand that and living on Social Security sometimes people have to
choose between their medicine and the food and I want to share with you ways
coming up how you can live an abundant life on Social Security not the hype of
Social Security where people just talk about it in order to try to gain views
but real living off the Social Security you know there’s so many people out here
on the YouTube land that I live off the Social Security but yet they live a very
very extravagant lifestyle I’m talking about the people who live off of Social
Security that niven older older homes people that don’t have anything extra
and that’s my that is my burden and that is my passion is to reach out to those
people because I know what it is like even though I didn’t live off of Social
Security I lived off of no money no money whatsoever I’m living off of no
money whatsoever I live very cheap because that is a choice that I decided
to make and that is a lifestyle I just decided to make but also I’m living this
lifestyle I am able to relate to all of you and and through that that is what my
passion of my channel is it’s sharing with you an abundant life on nothing
nothing not abundant in life want fancy cars or abundant light on big houses or
going out to eat at fancy restaurants it’s having abundant life or nothing you
know it seems like it’s a play of words doesn’t it now to have abundant life you
would think it would be you would have abundance of
things but it’s not true at all in fact the good old days were not good at all
but they were good old days because it was in the heart the good old days they
struggled a lot of people talk about how they struggled and it wasn’t good then I
understand that their struggle was severe and they don’t like when I say
about the struggling being good and being abundant it’s a mindset it’s a
mindset which I am trying to share with you struggling is not fun it doesn’t
it’s not fun you know when I see people my age or I see friends or I see you
know my relations that have nice things and and and can do all these things it’s
not easy but does that bring happiness true happiness yes money can help you
money can make your life easier but in turn making your life easier do
you become more softer do you not hear the pleas of others where is the empathy
that is one of the things so many times when people have an abundance of riches
an abundance of things that the material world offers they like it in their heart
empathy for others they can drive down the street and see someone and say well
they’re there because they chose to be there their life chose them there but
where is the empathy where is the evidence and
we’ve all makes mistakes in her life but do we learn from those mistakes that’s
the key or do we keep making them over and over again and so I can’t wait to
keep showing you live an abundant life or nothing and you know what in turn it
looks like you’re pretty rich if you ask me I’m rich in love I’m Richard friends
I’m rich in family and I’m rich because I learned to live a contented life and
you learned it as well take everyone and let me know in the
comments below suggestions you make on getting out of
debt and living a contented life with financial freedom and not just financial
freedom but freedom in your spirit as well bye everybody

100 thoughts on “What It Takes To Live A Financial Freedom Type Of Life! IT WORKS!

  • You are so inspirational Tessie. For a while now I have been saving my coins and the tin is filling up that’s for sure. X

  • We got rid of cable TV, no one whatched it anyway. I live in Louisiana. It's not just hot but very humid as well. If we don't run the air then we get mold, so I listen to my air conditioner if it sounds like it is running too much I raise it up a notch or two. I will do this all day. Then at night when the sun goes down I will start dropping it down again so our house will be cool at night. Doing this has dropped our utility bill over a hundred dollars. As for food I hated throwing out so much every week when I would clean out my refrigerator. All the leftovers no one ate. So I invested in some freezer/microwave safe containers and now instead of putting them in the refrigerator to be forgotten they go straight into the freezer. Now it's a TV dinner. I started doing it for my husband because he works in the oilfield. He is gone for a week or longer and eats way to much fast food. Which is both expensive and very bad for him. These little meals are frozen and they stack nicely in an ice chest. He can fit a couple into the motel mini freezer and the rest will slowly defrost over a week and he can heat them up in the microwave. So this cuts way down on food waste. We use them at home as well, when I'm not feeling well and don't want to cook, everyone can just pick one to heat up for their dinner. Our food waste has been cut by more than half. As for canning supplies my elderly neighbor is the one who set me up with jars. In return I always give her some of my canned goodies. I still buy jars occasionally but only if I am running low on a particular size. My store sells five pound bags of mixed produce that is getting ready to turn for 2.00. I grab those and wash and cut them up and freeze them until I have enough to can, or dry. When my husband stays in the motels he always brings me home the soaps, shampoos coffee and the little napkin packs of sugar. Some motels even have tooth brushes, and lotions and face washes. I have tons of all of this stuff. I also coupon for TP and paper towels . These are all small things but together the penny's add up. They have all proven to come in handy during the hard times.

  • Hi Tessie! ☺ What a BUSY summer!! 😌😌 And a HOT one too. I can't believe Labor Day Weekend is upon us.
    Nice video! What has always worked for me was not to let credit card debt get ahead of me. If I knew I couldn't pay the bill when it came in, I wouldn't charge THINGS on it. I do use my charge cards for just about EVERYTHING; Food, Gas, Landscaping Needs, Household Items, even paying some bills (Vehicle Insurances & Electric Bills). Sounds CRAZY?? It's NOT!!
    Case in point, I receive SO many "Rewards" (be it CASH, A credit To My Charge Card Account or GIft Cards) it Would Be CRAZY for me NOT to reap these $$$$$$ Rewards.
    Granted, I do NOT pay finance charges on my charge cards, for two reasons.
    1.) I pay the charge card bill when it arrives or within a three day period (or before it arrives; pay by phone).
    2.) If the charge card is a 12 – 15 month NO INTEREST, NO ANNUAL FEE, OFFER.
    If I make a large purchase (a lawn tractor, furniture, etc.), I make sure that @ the end of the NO INTEREST term that I will have the money to pay it in full (12-15 months down the road).
    You may, or may not be aware of this, but; there are charge card offers out there that can behoove you & your YouTubers.
    Also, I would like to add that car loans, usually, are @ a much better (lower) rate than credit cards. Therefore, I would suggest in efforts to become Debt Free; that the credit cards be paid off before working on the car loan. ☺
    I hope that this was helpful!! 😽
    Tessie, I believe I commented this to you before, you can make your own milk! Soy, rice, etc. πŸ˜„πŸ˜„ Go for it! I know that you can do it!! πŸ’–πŸŒˆ
    Have a Wonderful day!

  • I know this goes against the modern way of life, but we still don't have a cell phone! Or cable. Those two items alone save us easily $400 per month. Fantastic video, Tessie…I dedicate it to Ben Franklin, who wisely said, "Watch the pennies, and the dollars will take care of themselves."

  • Following on from my reply yesterday, my dentist will be off with my money that's why you never see a poor dentist or doctor. I love your talk regarding empathy. We need more of it.

  • I have just sold my house, have now bought a smaller house ..no mortgage, whoo hoo, we are modest couple, we have land, I’m excited to start my new garden

  • Tessie your awsome, love your videos trouble is a coming our way all over our world, frugality will become a passion, we will be envied because of how we live our life and have what we NEED

  • When I visited my brother a couple of weeks ago he said something that took β€œpenny saved penny earned” to the next step…he said β€œa dollar I don’t spend is a dollar I make”.

  • Great topic. Im newly 33 but live really frugally. We have three littles..we glean forage .can dehydrate and use it up.

  • We have been getting food from the local food pantry that was going to be thrown out for about a year now….yesterday canned sauerkraut from cabbage that was going to be thrown away. Fixing to can some apple pie filling from apples that were going to be thrown away….and now I need more jars! Getting out of debt was hard but it is so rewarding staying out of debt.

  • Good morning, Tessie. Great video and advice. We are basically debt-free as relates to property, cars, etc. We do use cash-back credit cards as "same as cash" and pay them off completely each month. We get a little cash back and a paper trail for what we spend. You can put monthly big-ticket bills (insurance, utilities, etc.) on the card too. We are retired with a pension, but not soc. sec. age yet, so we have been very frugal. I love chapstick, so I learned to make my own lip balm. There is a lot you can do to save money. I recently got a set of food saver canisters (new) on Ebay. I don't can, but I can seal the jelly and pasta sauce jars in the canisters for dry goods, etc. Have a blessed day!

  • Hi Tessie! I have had LOTS of money and I've had NO money (actually been on the street)–two different lifestyles. I do know what it means to be happy and truly "rich". Hubby & I are not living in a dog house but we don't live in a mansion either. We both have had hard times, we both work very HARD! We are happy with each other and we are "content" with what life brings. We are truly grateful for having the "hope" and that is what brings true contentment and happiness (and family and REAL friends). Great video–we love your channel! Be encouraged that there ARE those that are "listening". Sending you blessings and peace from Dawn @ Rich & Dawn in MN πŸ™‚ :):):):):)

  • Tessie girl you are a living book of knowledge.yes being debt free is freedom. I save all my jars,I have stopped along the road and picked up jars no one wanted, found them at thrift stores , most of my jars cost me nothing. I buy most of my fabric at yard sales. there is always a way to save a penny if you are willing to do it,and in time those pennies will add up.

  • We Baptist and believe that tithing plays a huge role in our everyday needs. we also read from the King James Version.
    I can only hope and pray that your words of wisdom and encouragement will reach out to the younger folks as many of them don’t quite have the same type of mindset that you have.
    The world has become more dependent on using credit cards, not paying on time, and wanting things now has left so many people in debt and they can’t even afford to pay it off.Yes, I can truly say that Christ has blessed us for tithings to our Church.

  • Tessie, thanks for sharing, great tips , pay off credit cards first , every extra dollar makes a difference. May our Father continue to bless you ! πŸ‘

  • Tessie, I know what you mean. I have a habit of looking at something & figuring out how many ways it can be used for. Plus I have always taught young ones , mine & others how to take care of what you have so it last longer. Most of the time kids watch & listen by what we do naturally & it means some will have a hard time doing this but it means your old thing last & works better than new. Like the old saying Not everything gold sparkles & not all things that sparkle is gold. Plus I teach older young ones not to live beyond their means too for that's how you get in debt over your head fast too. I too don't use credit cards. I pay cash or money orders for things & have to save up for things we need.

  • Awesome video, Ms. Tessie πŸ™‚. I notice when we struggle , it brings out the best in some of us. It is all about leaning on God and ones own mind set. Sending love, hugs and prayers from N.CπŸ“

  • You are right about everything! Dave Ramsey calls it the debt snowball. Most people think they need to start with the highest interest debt and pay that first. Often that is too overwhelming. You take the smallest debt you owe, pay that off, then take that payment and apply it to the next smallest debt and then keep going. It adds up fast! It isn't how much you make that matters. It is how much you have going out! So many seemingly rich people are broke. The bank owns everything they have. If anything bad happens, like someone gets sick, they are bankrupt.

  • Greetings Tessie..this is a great video..the savings we have just from a 2 bed and some container plants garden..all we have spent money on is meat..and yes thrift stores are your friends..the best time to go is lunchtime because it gives them time to put new stuff out and it's not picked through..don't go to food banks though unless financially you really need to because you don't want to take from someone who needs.. leftovers are ok..I'm still working up to canning but anyone who yes can.. do so.. canning jars are reusable so if you can spare a little intial cost you won't have to buy jars again..I've used to work in a dyalisis center and one time a old man vomited after his treatment and it was actually pet food..this should never happen to the elderly people..i told the social worker there and they got him foodstamps..and yes Tessie have more empathy and sympathy can help us appreciate and be content with what we have..check on your elderly neighbor here and there ..ask them if they need anything.. sometimes people are too proud to say anything..Thank you Tessie for inspiring me to be a better person.. blessings to you and your family πŸ˜‡ πŸ˜‡πŸ˜‡ πŸ˜‡πŸ˜‡ πŸ˜‡

  • We share a goat with another family. One goat gives us all the milk we need and we're not tied down. We don't have to milk everyday since we share the goat. Maybe you could do something like that. They don't need much pasture and you could quit mowing your lawn lol!

  • Sorry for so many comments but this is something I'm passionate about and have done myself. I found myself living in a motel with 5 kids when my husband walked out on us. I know how to live on nothing. That was 27 years ago. When my children talk about that time they have good memories. They weren't traumatized because I didn't fall apart. I got busy and figured it out and we did fine. They helped A LOT and it made them better people. I still go to the free box that our local thrift store has. They put items that don't sell in the amount of time they need them to sell in a wooden dumpster and anyone can pick through them. I found a brand new bathrobe the other day and took it home. When I put it on I stuck my hand in the pocket and found a $20 bill!! My Dad has always said I should write a book on how to live on nothing. Maybe I will!!

  • Excellent video. Money can't buy love, health or long life.. being debt free is a good thing! Be a slave to no one. Earlier this year I was turned down for a job offer, looking back I would have been a slave to this job. I thank God every day I didn't get the job. Have a blessed day Tessie.

  • I have learned to be content whatever I am going through. It is
    Great video Tessie! fun to try to outwit the cash register and to be creative enough to 'figure out a way to accomplish the goal' without spending money. It's a challenge and very satisfying when you make do" When I was a child the sole of my shoe became loose and flapped. My Dad asked me what I would do to fix it if I couldn't ask him. I came up with the rubber band idea. He taught us to 'think outside the box."

  • Nothing feels better than being debt free! If only everyone in debt could have the peace of mind and freedom. I think, it would be so valuable for every person to just feel the relief and peace of owing nothing to anyone.:)

  • Tessie you are so right! I've been wealthy & I've been poor. When I could have anything I wanted, I worried about losing everything. When money was a struggle, I found I truly enjoyed the challenge! πŸ˜„. Now I don't worry too often. I know that if God takes my money away, he'll still leave me just enough. 😊 I donate often and am generous to others but don't worry. It is so freeing to live simply and very rewarding to give without any expectation of receiving. I'd live even more simply if the spouse would agree to it! God bless. πŸ’™πŸŒΈ

  • A lot of the organic sauces and jams I buy at the store come in mason jars and I’ve been hoarded them for when I have a bigger garden and start canning! πŸ˜‰

  • Another tip is to thrift clothing and mend/make your own clothes! You can use old clothing to make things like rugs and towels and even patchwork bags/clothes! πŸ™‚

  • You really hit home with your suggestions. It was getting harder to pay more than just the minimum on my credit cards. One said if I paid the minimum it would take 16 years to pay it off. That compound interest was killing me. So I got a personal loan and paid them off. Now I have a smaller payment and will know I am going to get them paid off many years earlier. I am a lot less stressed now. Thanks for your attitude of gratitude!

  • knowledge is power – to see how real people are managing on social security would help everyone especially those of us who are trying to learn to "do it better". Another good video – thank you

  • Well said TessieπŸ’› people of all needed that encouragement or push. Debt can hender everything and we let it dictate our own lives. That's not fun when you look at it that way! Keeping things simple and not beating up on ourselves cause we are always trying to measure up. Think about it the only real person you should measure up is to GOD. And then we can never measure up to Him. But we can get close it's to love people. Love covers a lot. Thank you Tessie and Praise God. πŸŒ„πŸ¦‹

  • So glad you posted this. I'm in a pay off fast mindset. I've got my eye on a retirement property & want to pay cash for it. I've not been buying much, and continue can my own. Sept, I'll be buying thru a SHARE food distribution at nearby church ($30 for a load of food!). Wish me luck, I've got a goal…

  • Thank you Tessie this was a very good video. I stsrted learning about debt in an unusual way. When I was very young I lost my Husband, my daughter under 2 yrs old. Getting paid once a month was a challenge. The small corner market would extend me credit and near end of month i get a few things to see us through. After about 3 months I realized I was robbing myself paying for food that was consumed last month. Started budgeting better. Lol life lessons are good. God teaches us in many ways when we listen
    Be bless all Tessies viewers.

  • My husband and I is over 100,000 in debt 60 yrs old nothing saved for retirement. We are scared. But peaceful at the same time I'm trying to get out of debt very hard. But I know the Lord will take care of us.

  • Actually, you could also say that a Penny saved is two pennies earned, because it takes money for gas, and for taxes just to bring home that one penny. πŸ˜‚

  • You’re so encouraging to sooo many people, Tessie!! God has given you a love for people and that shows abundantly. Thank you for continuing to give us more than just information, you give us hope and you do it in an honest way. Thank you!!

  • Hey Tessie!
    I am beginning to follow Dave Ramsey's plan to get out of debt. The first baby step is to save up $1,000 in an emergency fund and that's where I am at the moment. πŸ’‘πŸ’΅πŸ’°πŸ’‘

    This first step that you're talking about is called snowballing debt. β˜ƒοΈ It's really Step 2 of Dave Ramsey's baby steps. He recommends that you have an emergency fund of $1,000 before you start that. πŸ’΅

    I guess it's up to everyone how they want to do it since that worked for you so wonderfully well. Thank you for sharing all of these ideas and helping those of us who are serious about getting our financial house in order. πŸ’°

    God bless. πŸ™

    Love you.πŸ’œ

  • This is such a great video Tessie, one of your best ever! So much so that I've watched it twice so far! Grandma Fannie would be so proud of you luv! πŸ™‚ Remember to take your rings off your canning jars so that your lids will give you a clue if anything goes off. I just love your channel so much and you are such an inspiration to so many of us! God's blessing to you and wishing you a safe and peaceful and wonderful holiday weekend.

  • I love bacon dripping dressing over spinach or leaf lettuce. How long can I keep my bacon grease in a coffee cup on top of my stove? We eat bacon about once a month. Is 3 months too long?

  • I save money by bringing my own lunch to work every day. I will not buy any clothes this fall. I have organized my clothes, and the only thing I need for winter is some leather boots. No impulse shopping. The credit card stays at home. I buy used for my house and dog supplies, like collars. I try to think about it twice before any purchase I make.

  • Great video. I grew up with nothing, but didn't know it. I remember my Mom buying .50 cent shoes at Woolworths and plastic curtains at another discount store. That was in the City and in the summer I was at my grandparents' farm in PA. I had friends, family, food and clothes (though sometimes hand me downs). In later years, I had lots of "stuff" ….new cars, a house, collectibles, a good job, and it's only now I'm finding contentment in paying off debt and cutting costs. I'm trying to figure out why gratitude and contentment are so hard for us to embrace. I now live in a development with an HOA, can't dry clothes outside, etc. Wish I was back on the farm πŸ™‚

  • John 10:10 – The thief commeth not, but for to steal, and to kill and to destroy: I am (JESUS) come that they might have life and and that they might have it more abundantly. When you started using the word abundantly, HIS word came to mind. Debt steals, and destroys. Being content with whatsoever JESUS gives you, true contentment! (sometimes easier said than done! Oh, that flesh)! Blessings Tessie!

  • This video is right on. Living simply is living an abundant life. Money is not the key to happiness. Keep on spreading the love Tessie!

  • Very smart. πŸ‘ I love all of your ideas.
    I live more simple than most of my relatives, they think I’m weird. πŸ€ͺ

  • Good afternoon Tessie! Chris and I were in depth of 25,000.00so we payed it off and chose not ever to do that again! We ate simple dinners did not step into a store and after 3 years we paid it all off! It felt so good! So now I’m trying to live even simpler! I like it! It’s fun! No more credit cards for us! Have a great day!… Ra

  • Hi Tessie! I’ve been eliminating all the plastic in our home so now I’ve been looking for the glass jars! I found some at the dollar store and I’ve been saving jelly jars! And no! Not canning yet!

  • Tessie—-my wife and I have set up a program…right now we are debt free except for my house….we are saving my wifes Soc. Sec. and living off my Soc. Sec. and Pension….we dont do much but hang out with my kids and grandkids….and also we have many friends from church that we do stuff with that doesnt cost much

  • With my 31 Days of Low No spend this past month I've learned so much about not running out and buying things all the time, and had such a shift in thinking, I'm amazed. My goal is to pay off some debt, and even though I have a lower retirement income, the desire to bolster my savings for financial peace. It's the reason I named my channel what I did. You can truly have an Abundant life on a lower income. It's not all about money!

  • Our sole income comes from Social Security. We do have debt, which we are slowly pecking away at. Our greatest expense comes in the form of rent and utilities. Our car is old and paid for and, thank the Lord, still running. Your entire video is spot on! The most poignant truth comes near the end when you say you are content. A lack of contentment, in my opinion, is the single most significant reason people buy things they don't really need. I suppose pride also plays a powerful role in determining our choices. Certainly being humble protects us from the drive to 'keep up with the Joneses". I find tremendous contentment in our life now. Far more than I did when we toiled away 40+ hours a week. We had tons of 'stuff'…now I see we willingly wore the chains of bondage to those things. What a cost!

  • Tessie my dear sister, I live in a small town where in order to get anything have to travel 24 miles. We have a couple of small stores in nearby stores, but they are pricey. Jus today I discussed credit card debt and we are ready to work on it. But if one is not willing to do their share it won’t work. We will try. Wish me luck. It won’t happen over night.

  • We also live a low-budget but happy life. Things we want are saved for, I'm completely satisfied shopping rummage sales, thrift stores and dollar stores. I haven't started canning yet, am enjoying learning about it with your videos. πŸ™‚

  • Willingness to do what is needed to obtain what you are seeking is a very important step in self sufficiency. Several years ago I was given 200 canning jars with a catch. I had to carry them up from an old damp cellar and empty the food that had been canned in the 1970's. It was a lot of work that took several weeks to finish. But now I have beautiful heavy duty vintage jars that I will use for many years. Thank you for sharing your heart with us.πŸ™‚

  • being content is a peaceful way to be that is for sure….learning skills is way important and teaching those skills to others even more important. Yard sales and free items are what help us to live on our sm budgets. Your thrifting each week helps to show others that perfectly good and helpful items are out there for pennies on the dollar when I find a good thrift I say see Tessie what I found I know you cannot hear me but I do say it. We don't have much money but we can manage and that is a priceless skill.

  • I save all my jars and steel cans. I use them for everything. The plastic I save and melt down to make other things to reuse. I am debt free and have no credit cards. I don't believe in them. Save for what you want and pay cash always. Gleaning is always good. I walk the corn fields after harvest to glean the leftover corn and stalks to put in my compost and feed to the deer and birds during the winter months. All my canning supplies were passed down so I don't need to buy. I've lived on less than 600 a month and I work full-time so it's doable. I have no phone plan. I only have water, light and truck insurance bill.

  • Tessie, I tried to grow some tomato plants and they just got tall and skinny, maybe 1 or 2 little dried up green tomatoes. Next spring, please do a video on planting tomatoes. I don't have a garden. No garden tiller. I planted them close to the house. I am kind of disheartened. .

  • Thanks for the good ideas! A hint to share: I never learned canning, but I did buy canning lids–I use them for baking. If you want to make cupcakes, use the canning lid rings (stand them like they would be on a jar) and put a cupcake paper foil liner in them on a cookie sheet. The ring holds them up–and you can do many of them at once (not just 12 at a time as in a muffin tin) and stores much easier than a big clunky pan. Thanks for the inspiration . πŸ™‚

  • You have such a beautiful mindset Tessie, and I am so glad to have found you here to remind me how to be happy and contented again. Thank you my friend πŸ™‚

  • One huge benefit of thrift shopping is that you can purchase QUALITY items that last. Most of today's new items are chinese junk and break within a couple of years.

  • EXCELLENT video! I wish I had the mindset twenty years ago…but better late than never I guess lol

    You are an inspiration πŸ™‚

  • It gets our creative side flowing thinking of ways to save and repurpose. It is definitely a mindset and once you have that, you really can get excited about being as debt free as possible. My husband fixes things too which really helps. He takes his lunch to work and it usually is leftovers. You know the thing is even though we are careful and spend less, we are able to help others. We are not stingy and selfish. Just like you said that you give to your children and others.

  • I just love watching your videos. You are so down to earth and you offer such loving, practical advice. I always learn additional ways to save money. You talk honestly about what it takes to get out of debt and it encourages me to keep plugging away at it. You speak from the heart and I believe that God speaks through you. I feel happier, more contented and optimistic after watching your shows. So thank you!

  • Beautiful video! I share this compassion and empathy along with you and others everyday! God bless you Tess! I love watching your videos and the inspiration in each one of them.

  • Love this! Being content can do so much. Spiritual contentment spills out and affects our physical contentment. Great video, Tessie. πŸ™‚

  • Wow tessie I didn’t realize you were in that much debt!you have done wonderful!that was a lot of hard work!People pay attention to her!i live same as youπŸ™‚

  • GREAT VIDEO!!! I used to think my grandparents were "cheap". They didn't throw away hardly anything. They burned their trash, they saved all of their plastics, glass, and even broken things. I never understood that until I got older, and life smacked us upside the head. Now I also save things and recycle, repurpose, etc. You would be surprised at how much you can barter also. I used to barter for fresh farm eggs with an elderly gentleman by baking him fresh bread every time. He loved it because he got homemade food items, and all he had to do was give me eggs. Where there is a will there is a way :). Love this video.

  • I just love you Tussie, you are so pure on spirit and understand the struggle, I wish you had an e mail would love to talk to you hugs and blessings πŸ˜‡πŸ™β€

  • After watching your videos, now I save my jars . I really like it. My sons friend sent me 12 old glass miracle whip jars, are they ok to hot bath tomato juice?

  • Be careful with cloth items. They can harbor bedbugs. They are worst then roaches. A friend's husband gave me about thirty canning jars in the Spring. Canning has helped me become frugual.

    I love Amazon. You can buy used books cheaper then bookstores sometimes. I try not to use a credit card. I usually use my bank account.

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